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☆ Practical changes you can make to help the planet, says geologist: 'Start with the thing that makes you the maddest'
▼ + stars: | 2024-04-22 | by ( Renée Onque | ) www.cnbc.com time to read: +2 min

Leutjen isn't a fan of numbered lists of things that people can do to reduce the effects of climate change. So, what's Leutjen's advice for how we can support the planet: "I say start with the thing that makes you the maddest." "Maybe you'll go home and write some emails about that, and that makes you feel good." But if you aren't sure about what you can start doing for the planet, "some of the most important things we can do is stop doing," she adds. "Stop doing and make as big a difference as some of the things that we do do."

Persons: Cheryl Leutjen, Leutjen Organizations: CNBC

The statement balance is the total amount you owed on your credit card at the end of the last credit card billing cycle. Deciding whether to pay the statement balance or the current balance depends on your financial goals and situation. Yes, paying off your current balance can affect your credit score and lower your credit utilization ratio, which is beneficial for your credit score. Why is my current balance higher than my statement balance? Is it better to pay the statement balance or current balance to avoid interest?

Still, there are factors to consider before signing up for one, even for a high CD rate. I compared it to my high-yield savings account interestWe already have several high-yield savings accounts for different purposes. One of these accounts holds the interest that we are currently accruing from an already opened CD. The new CD offered a higher rate (1.09% higher, to be exact), so opening a second CD with this higher rate could be beneficial, depending on the other factors. AdvertisementTo fund a new CD, we'd need to take some cash from our emergency savings to open it.

Persons: Cheryl, we've Organizations: Service, Business

☆ U.S. Bank fined $36 million for freezing unemployment debit cards during Covid-19 pandemic
▼ + stars: | 2023-12-19 | by ( Chelsey Cox | ) www.cnbc.com time to read: +3 min

The Office of the Comptroller of the Currency imposed an additional $15 million penalty on the bank over the same practices. The fifth-largest commercial bank in the country, U.S. Bank administered prepaid debit cards to distribute unemployment insurance benefits through its ReliaCard program. Between March 2020 and July 2021, states issued $794 billion in combined state and federal unemployment benefits. The $15 million OCC portion of the fine was related to alleged unfair practices under the Federal Trade Commission Act. Under a consent order, U.S. Bank will provide $5.7 million in redress to consumers and pay a $15 million civil money penalty.

Persons: WASHINGTON, Rohit Chopra, Cheryl Leamon, Leamon, Chopra Organizations: Consumer Financial, U.S, Bank, U.S . Bank, CNBC, Federal Trade Commission, Consumers, OCC, U.S . Treasury Locations: U.S, cardholders, Minneapolis , Minnesota

There's music to enjoy too, with Hannah Waddingham leading an Apple TV+ special and the annual Tabernacle Choir concert airing on PBS. Here's where — and when, in Eastern Standard Time — to watch this year's holiday TV bonanza. Hatcher offers a second holiday movie helping this season with a rekindling romance rom-com. The quintet portray former soap opera co-stars who come together for a live holiday special and play matchmakers with their producer and director. HOLIDAY TUNES“Ted Lasso” star Hannah Waddingham taps into her musical theater background by hosting her own Christmas special for Apple TV+ called “ Hannah Waddingham: Home for Christmas."

Persons: Charlie Brown, ”, Melissa McCarthy's, Hannah Waddingham, Lori Loughlin, Teri Hatcher, Lacey Chabert, Denise Richards, Hatcher, Kate Hudson's “, Loughlin, James Tupper, Paul Hollywood, Prue Leith, “, Joel McHale, Phoebe Robinson, Heather McMahan, Chris “ Ludacris ” Bridges, Eddie, Teyonah Parris, Nick, Lil Rel Howery, Santa Claus, Varun Saranga, Jean, Luc Bilodeau, Devyn Nekoda, Nadine Bhabha, Sarah Levy, Leighton Meester, Robbie Amell, “ EXmas, Graham, Ali, Scott Wolf, Jenn Lilley, Matthew Morrison, William DeVry, Chabert, Holly, Kristoffer Polaha, Bethany Joy Lenz, Loni Anderson, Morgan Fairchild, Linda Gray, Donna Mills, Nicollette Sheridan, Jonathan Bennett, Cherry, Vincent Rodriguez III, Erin Cahill, John Brotherton, James Denton, Catherine Bell, Tia Mowry, Kringle, Buddy Valastro, Melissa McCarthy, Paapa, Candace Cameron Bure’s, Natasha Bure, Natasha, Cheryl Ladd, Wolf, Andy Rooney, he’s, Rudolph, Red, “ Frosty, Frosty, Nick Jr, “ Bossy, Vic Michaelis, Bryan Greenberg, Ted Lasso ”, Broadway’s Lea Salonga, Sir David Suchet, Fox’s, Singer ”, ” alums, Nick Cannon, Jenny McCarthy, Wahlberg, Ken Jeong, Robin Thicke, Nicole Scherzinger Organizations: Disney, Apple, Tabernacle Choir, Hulu, Amazon, “ Party, Hallmark, Hallmark Channel, Biltmore Estate, “ Ladies, Lifetime, Netflix, TBS, TNT, CBS, Paddington, London Coliseum, Tabernacle, PBS Locations: Peacock, Milwaukee, Santa, “, North Carolina, New York, Santa Claus

☆ The History of the Lynching Site Where Jason Aldean Filmed a Music Video
▼ + stars: | 2023-07-21 | by ( Rebecca Carballo | ) www.nytimes.com time to read: +1 min

The new video for the country singer Jason Aldean’s song “Try That in a Small Town” takes place outside a courthouse in Tennessee where, nearly a century ago, an 18-year-old Black man was attacked by a mob and lynched. Mr. Aldean was criticized after releasing the video, which included violent news footage of looting and unrest during protests in American cities. Country Music Television pulled the video this week after accusations surfaced on social media that its lyrics and message were offensive. “I think there is a lack of sensitivity using that courthouse as a prop,” said Cheryl L. Keyes, chair of the department of African American studies and a professor of ethnomusicology at U.C.L.A. The teenager who was lynched, Henry Choate, had traveled from his home in Coffee County, Tenn., where he worked in road construction, to visit his grandfather in nearby Maury County on Nov. 11, 1927 — Armistice Day, as it was known at the time, or Veterans Day today.

Persons: Jason Aldean’s, Aldean, ”, Cheryl L, Keyes, Henry Choate Organizations: Country Music Television Locations: Tennessee, U.C.L.A, Coffee County, Tenn, Maury County

“After hearing about this case for so many years, it’s a shock to find out that your neighbor is a serial killer and you never knew it,” a neighbor, Cheryl Lombardi, said. The killings terrorized residents for more than a decade as body after body was discovered in the remote area about 40 miles from Midtown. In all, remains of nine women, a man and a toddler were discovered in the area. She disappeared during an escort job in Oak Beach, a gated community three miles from Gilgo Beach. Ms. Gilbert’s remains were found in December 2011, but investigators have said they do not believe her death is linked to the serial killer.

Persons: Cheryl Lombardi, Shannan Gilbert, Gilbert, Amber Lynn Costello, Maureen Brainard, Barnes, Megan Waterman, Melissa Barthelemy, Valerie Mack, Gilbert’s Locations: Midtown, Jersey City, N.J, Long, Oak Beach, Gilgo Beach, Suffolk County, New Jersey

☆ E. Jean Carroll said she can still feel Trump's 'curved finger' in rape trial testimony
▼ + stars: | 2023-04-26 | by ( Ashley Collman | ) www.businessinsider.com time to read: +4 min

E. Jean Carroll testified in her rape and defamation lawsuit against Trump on Wednesday. She said she didn't report the rape because she was afraid he's retaliate, but told two friends. Once inside Carroll said Trump closed the door and "shoved me so hard my head banged" against the wall. E. Jean Carroll outside of US Federal Court in Manhattan Getty Images"I didn't want to make scene. He'll bury you," Carroll said Martin told her.

Supplemental life insurance is a type of coverage you can purchase in addition to a whole or term life insurance policy. Supplemental life insurance is a life insurance policy that can be purchased in addition to a traditional life insurance policy. If you are on staff with a company, your employer may offer supplemental life insurance as part of its overall benefits package. Before signing up for supplemental life insurance, it's worth considering an increase in coverage through your primary life insurance provider. Just as it's important to understand what supplemental life insurance is, it's equally as important to understand what it is not: A supplemental life insurance policy should never take the place of a solid life insurance policy, whether that's a term or whole life policy.

Sign up for a credit monitoring service such as Credit Karma to keep tabs on updates to your credit report. Even the best identity theft companies and best credit monitoring services usually stop short of reporting errors on your credit report to the credit bureaus. Credit report dispute frequently asked questions (FAQ)How common are credit report errors? Experian credit freeze: To freeze your credit at Experian, you can visit Experian's online Freeze Center. TransUnion credit freeze: You can request a TransUnion credit freeze through their online portal.

Supplemental life insurance is a type of coverage you can purchase in addition to a whole or term life insurance policy. Insider's Featured Life Insurance Companies Lemonade Life InsuranceNationwide Life InsuranceGuardian Life Insurance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Supplemental life insurance is a life insurance policy that can be purchased in addition to a traditional life insurance policy. The bottom lineJust as it's important to understand what supplemental life insurance is, it's equally as important to understand what it is not: A supplemental life insurance policy should never take the place of a solid life insurance policy, whether that's a term or whole life policy. Before signing up for supplemental life insurance, it's worth considering an increase in coverage through your primary life insurance provider.

"Dancing with the Stars" season 31 is now streaming on Disney Plus. How to watch 'Dancing with the Stars'You can watch "Dancing with the Stars' season 31 exclusively on Disney Plus. Disney Plus is available to stream on mobile devices, media players, and smart TVs from most major brands. "Dancing with the Stars" received a two-season pickup when it was announced for Disney Plus, so the show will return for at least one more season after season 31 concludes. The following celebrities and dancers are all vying for the Mirrorball trophy in season 31 of "Dancing with the Stars.

☆ ‘Dancing with the Stars’ elimination comes down to tie-breaking vote
▼ + stars: | 2022-09-27 | by ( Marianne Garvey | ) edition.cnn.com time to read: +1 min

CNN —“Elvis Night” on “Dancing with the Stars” was all shook up and ended in a tie-breaking vote on Monday. Alexis Warr stepped in last minute to do a Viennese waltz with Baena, and they earned a 24 out of 40. Selma Blair was a crowd pleaser, performing a routine that included a cartwheel and a split. Derek Hough and Bruno Tonioli voted to keep Giudice in the competition, while Inaba voted for Cheryl Ladd and Louis Van Amstel. Season 31 of the show, hosted by Tyra Banks and Alfonso Ribeiro, now streams Mondays on Disney+ live at 8 p.m.

I've balanced childcare and working from home for years. I fit in paid freelance work and use the money to fund my retirement and my kids' college. It's also helped me afford two life insurance policies to protect my family. I'm able to cover a reasonable life insurance cushion for our familyI've seen and read enough to know how important a life insurance policy is, particularly for a family with young kids. We opened our first life insurance policy in the months leading up to the birth of our first daughter, and then we increased the policy after our third daughter was born.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Although Cheryl Lock had a cash-back credit card, she wanted a card that earns travel rewards. After trying and considering other cards, she made her choice: the Chase Sapphire Preferred® Card. Read Insider's guide to the best travel rewards credit cards. So I did a little research and settled on the Chase Sapphire Preferred® Card.

If you have bad credit, you may have trouble renting an apartment if you live in a city where credit checks are a part of the rental process. Get help improving your credit score with CreditRepair.com »Get the latest tips you need to manage your money — delivered to you biweekly. If you have bad or poor credit — somewhere between 300 and 579 — it's not impossible to rent an apartment, it just might take a little more work on your part. Check your credit scoreIt's best to know what you're getting into before having a potential landlord deny your apartment application because of your credit score. To check your credit score for free, use Credit Karma, Credit Sesame, Credit.com, or FreeCreditReport.com.

Figuring out how to get a credit card with bad credit takes a little more thought than simply opening a card when you have good credit or excellent credit. Then, explore your options: Some major card issuers offer cards specifically for building or rebuilding credit, or you can open a secured credit card until your credit is stronger. If you have bad credit, though, it might not be impossible to get a credit card after all — it just might take some extra steps or ingenuity. Apply for a credit card specifically geared towards people with bad creditBefore turning to secured credit cards — more on that below — it's worth looking into some of the regular, unsecured credit cards that offer products to people with bad credit. Try a secured credit cardOne of the easiest ways for someone with bad credit to gain access to a credit card is through a secured credit card like the Discover it Secured, Capital One Secured, or Citi Secured.

When you check your debit card balance to see how much money you have left to spend, you're really looking at the balance of your checking account. It's a good idea to keep a close eye on your debit card balance to keep from overdrafting, or spending money you don't have. That's because your debit card is a direct line to your checking account, and your debit card's balance is your checking account's, too. If your money is dwindling on your debit card, your checking account is also running low. Gather your informationYou'll need to have some details on hand for any of the routes you pick to check your debit card balance.

When Cheryl Lock and her husband sat down to figure out their life insurance policy, signing up was easy — until it came to figuring out how much coverage they needed. To decide how much life insurance coverage they needed, they considered their mortgage, their annual expenses, and future college costs for their young children. When it came down to it, these were some of the biggest things we thought about when trying to determine how much coverage we wanted for our own life insurance policies:1. These big expenses all add up quickly, and they amounted to a million-dollar policy (including both term and whole life insurance), which still seems like a crazy number to me. The good thing about most life insurance policies is that you can make an initial decision, and then add to it later as your life circumstances change.

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